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View Schedule of Fees - (Adobe Acrobat File)

Rates current as of March 3, 2010 

Type
Rate
APY
Share/savings
.15%
.15%
Bonus Shares
 (min $2,000)
.50%
.50%
IRA Shares
 .50%
 .50% 
Club Accounts
.15%
.15% 
Other Shares
.15%
.15%

Money Market

Balance

$2,500 to $9,999.99

  .50%

  .50%

 $10,000. to $24,999

  .65%

  .65%

 $25,000 or greater

  1.10%

1.10%

Term Share Accounts
180-Day
 .85% apy
9 Month
1.01% apy
1-Year
1.50% apy

                                18 month

18 month new money $1,000 min

                               1.86% apy

2.01% apy

2 year
2 year new money $1,000 min
1.86% apy
2.12% apy
3-Year
2.27% apy
4-Year
2.27% apy
5-Year
2.27% apy
Term Share Account Rates Subject to change each Wednesday

IRA Term Share Accounts

180-Day
   .85 % apy
9 Month
 1.01% apy
1 Year
1.50% apy
18 month
18 month new money - $1,000 minimum
1.86% apy
2.01% apy

                                 2 Year                                    2 year new money - $1,000 minimum

                                1.86% apy                                                              2.12% apy

3 Year
2.27% apy
4 Year
2.27% apy
5 Year
2.27% apy

  Term Share Account Rates Subject to change each Wednesday

Loan Rates
as low as

Vehicles
Fixed
4.00% apr
w/relationship accts
Unsecured
Fixed
9.95% apr
Home Equity
Fixed
5.75% apr
Variable
5.00% apr
VISA
Fixed
(Purchases or Advances)
Balance Transfers
9.90% apr
 9.90% apr

APR = Annual Percentage Rate

APY = Annual Percentage Yield

Note: "The dividend rate and annual percentage yield may change at any time, as determined by the board of directors."