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View Schedule of Fees - (Adobe Acrobat File)

Rates current as of July 14, 2010 

Type
Rate
APY
Share/savings
.15%
.15%
Bonus Shares
 (min $2,000)
.25%
.25%
IRA Shares
 .50%
 .50% 
Club Accounts
.15%
.15% 
Other Shares
.15%
.15%

    Money Market

$ 2 ,500 to $9,999.99

    .45%  

 

  .45%

 $10,000. to $24,999

  .60%

  .60%

 $25,000 or greater

  .85%

  .85%

Term Share Accounts
180-Day
 .65% apy
9 Month
.70% apy
1-Year
1.00% apy

                                18 month

                               1.26% apy

2 year
1.26% apy
3-Year
1.51% apy
4-Year
1.90% apy
5-Year
1.90% apy
Term Share Account Rates Subject to change each Wednesday

IRA Term Share Accounts

180-Day
   .65 % apy
9 Month
 .70% apy
1 Year
1.00% apy
18 month
1.26% apy

                                 2 Year                                

                               1.26% apy                       

3 Year
1.51% apy
4 Year
1.90% apy
5 Year
1.90% apy

  Term Share Account Rates Subject to change each Wednesday

Loan Rates
as low as

Vehicles
Fixed
2.75% apr
Unsecured
Fixed
9.95% apr
Home Equity
Fixed
5.00% apr
Variable
5.00% apr
VISA
Fixed
(Purchases or Advances)
Balance Transfers
9.90% apr
 9.90% apr

APR = Annual Percentage Rate

APY = Annual Percentage Yield

Note: "The dividend rate and annual percentage yield may change at any time, as determined by the board of directors."