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View Schedule of Fees - (Adobe Acrobat File)

Rates current as of June 25,  2008  

Type
Rate
APY
Share/savings
.25%
.25%
Bonus Shares (min $2,000)
1.25%
1.25%
IRA Shares
1.50%
1.50% 
Club Accounts
.25%
.25% 
Other Shares
.25%
.25%

 Money Market Checking

 Balance $2,500 to $9,999.99

 1.50%

 1.51%

 $10,000. to $24,999

 1.75%

 1.76%

 $25,000 or greater

  2.25%

 2.26%

Term Share Accounts
180-Day
2.75% APY
9 Month 
2.75% APY
3.05% APY (New Money)
1-Year
2.95% APY
2-Year
2.95 % APY
3-Year
2.95% APY
4-Year
2.95% APY
5-Year
2.95% APY
Term Share Account Rates Subject to change each Wednesday

IRA Term Share Accounts

180-Day
 2.75% APY
9 Month 
 2.75% APY
3.05% APY (New Money)
1 Year
2.95% APY
2 Year
2.95% APY
3 Year
2.95% APY
4 Year
2.95% APY
5 Year
2.95% APY

  Term Share Account Rates Subject to change each Wednesday

Loan Rates
as low as

Vehicles
Fixed
6.50% APR
Unsecured
Fixed
9.95% APR
Home Equity
Fixed
5.75% APR
Variable
5.50% APR
VISA
Fixed (Purchases or Advances)
Balance Transfers
7.90% APR
 5.90% APR

APR = Annual Percentage Rate

APY = Annual Percentage Yield

Note: "The dividend rate and annual percentage yield may change at any time, as determined by the board of directors."